Give wings to your business and make your dream home a reality with DCB Bank’s flexible loan options. Whether you're seeking funding for business expansion, working capital needs, or commercial purchases, the DCB Business Loan offers a financing solution with a tenor of up to 20 years, available against residential or commercial property. Plus, enjoy the convenience of a loan transfer facility from another bank with a top-up option. Both salaried and self-employed customers can benefit from affordable rates.
DCB Home Loan offers a range of options to help you invest in your dream home, whether it’s a ready residential property, an under-construction property from an approved developer, or a resale property. The loan is available for both salaried and self-employed individuals, and you can also transfer your existing mortgage to DCB Bank at better terms and interest rates.
Realize your dreams with DCB Bank’s flexible loan offerings for business and homeownership.
Loan amount ranging from ₹2 Lakh to ₹5 Crore
Benefit from minimal documentation and speedy loan processing.
Transfer your existing loan from another lender and enjoy additional benefits such as loan amount top-up facility.
Repayment options extend up to 20 years for business loan and 25 years for home loan.
Attractive Insurance plans by our insurance partners to cover your loan in case of unforeseen events.
You can also avail benefit of a Complementary zero balance savings a/c along with your DCB Business Loan
Applicant: 21 years.
Applicant: 65 years.
226 Sq.ft built-up for residential.
150 Sq.ft for commercial properties
Maximum age of the property can be 70 years.
Applying for DCB Business Loan is simple and easy
DCB Bank offers competitive interest rates on business loans. Click here to know more.
DCB Bank offers two options for the home loan interest rate:
Yes, there can be a Financial Co-applicant as well to the loan. This is subject to the bank's policy.
Yes, a Business Loan is secured, meaning your property is used as collateral for the loan.
Yes, you will be. We can provide you an in-principal approval based on your ability to repay. Once the home loan is approved, you can then search for a property within the sanctioned loan amount. However, for final approval of the home loan, the chosen property must fulfil all criteria of DCB Bank.
Yes, you can apply for a loan from DCB Bank to repay your existing home loan from another bank or housing finance company. To learn more, please contact your nearest DCB Bank branch.
Yes, you can apply for a top-up loan. Provided that you fulfil the eligibility norms. Click here to apply now.
Yes, you can apply for Top up loan. Once we review your documents, you may be eligible to avail of this facility. For more information, please contact your nearest DCB Bank branch.
Yes, you can get an additional loan based on your income, repayment capacity, and the market value of your property.
When a loan is partially disbursed, monthly interest is only payable on the disbursed amount. This interest, called pre-EMI interest (PEMI), is paid monthly until the final disbursement is made or 36 months from disbursement, whichever is earlier.
Yes, you can make part-prepayments, which will reduce your principal amount and overall interest burden.
Yes, you can apply for a home loan even if you have an existing loan, provided that you fulfil the eligibility criteria.
Yes, you can get an additional loan based on your income, repayment capacity, and the market value of your property.