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Trade Finance
Domestic Trade Finance Service

Bank Guarantee

You are entering into a large-scale business transaction, applying for a Government tender or carrying out a high value project? In all such cases you may often be required to submit a Bank Guarantee. Enjoy competitive pricing and faster processing of transactions. Avail Option of issuing bank guarantee against 100% cash collateral at a significantly reduced pricing.

DCB Bank issues various types of guarantees on your behalf for your business and other requirements. Some of the variants of guarantees offered include:

Performance Guarantee.
Financial Guarantee.
Bid Bond.
Advance Payment Guarantee.
Deferred Payment Guarantee.
Capital and Commodity Market Guarantee for Brokers.
Specific purpose-based Guarantee.
Issuance of Bank Guarantees in non-physical form using the platforms- SFMS and NeSL thereby saving time on physical collection of Bank Guarantees from the branches and delivering to Beneficiaries. This will also protect you from fraudulent Bank Guarantee
Beneficiaries can get the Bank Guarantees at their door step by registering on NeSL platform. Click here for registration details.

Bill Collection

This is one of the most conventional methods of payment in local trade. DCB Bank acts as your trusted collecting agent. We intimate you about the presentation of your inward trade documents to our bank and remit payment to your seller as per your instructions through expeditious means like NEFT / RTGS / DD / Banker’s Cheque.

Enjoy competitive pricing and faster processing of transactions.

We handle your outward trade documents under collection with utmost care, and speedily arrange to receive your payments and credit the funds into your account.

Bill Discounting

DCB Bank will discount your trade bills drawn under Letters of Credit issued by various scheduled commercial banks. We provide the most effective solutions for your immediate cash requirements by discounting your non-L/C sales bills.

We discount the bills accepted by you and provide the discounted value of the bills to your suppliers, thereby giving you a credit period to make payments for your purchases. Finance can be provided to your vendors against the goods supplied by them.

Competitive pricing.
Faster processing of transaction.
Documentation assistance from our trade experts.
Bill discounting under L/C provides you instant funds against your future receivables at a reduced cost and no additional collateral.
Non - L/C sales bill discounting provides you funds upfront against your future trade receivables.
Non - L/C drawee bill discounting and vendor financing manages the cash flow cycle of your suppliers and vendors respectively on your behalf.
You get an automatic credit period after which you make the payment to DCB Bank directly.

Invoice Discounting

DCB Bank will help you manage your short-term funding requirements and improve your cash flow position. This can help you offer better credit terms to your buyers, as you will have access to finance against your receivables for immediate needs - making you more competitive. It is ideal for retail, SME and MSME clients who supply goods, services or materials for consumption to large corporates or sell on e-commerce websites.

Tailored to your needs - Customised as per your specific requirement.
Improves your working capital – Releases cash tied up in outstanding invoices.
Instant credit against invoices – Receive up to 80% of the money you're owed.
No collateral – Credibility of management, past track record and meeting our product criteria.
Competitive interest rate – Attractive interest rates.
Minimum documentation – Basic and minimal documentation.
No hidden costs – Upfront and transparent charges.
Limit – Up to INR 10 Lakh.
A bouquet of services – Current account, business internet banking, cash management and much more services.
System generated alerts and notifications - Specialised software to manage your invoice collection.

Letter of Credit (L/C)

DCB Bank issues L/C on your behalf in favour of your domestic suppliers which can act as a financing tool in the market. DCB Bank commits to making payments under the L/C to your supplier, subject to certain terms and conditions being fulfilled. This takes care of the cash flow concerns of your supplier without hampering your own cash flow management. Helps you get better bargaining power to deal with your supplier.

Use of SFMS platform to issue your L/C which ensures greater safety, authenticity and faster delivery of your L/C to your supplier.
Comprehensive guidance from our trade experts on the terms and conditions to be specified in the L/C.
Structuring L/C instruments as per your business requirements.
Documentation assistance from our Trade Experts.
Competitive pricing.
Faster processing of transaction.
Issuance of Regular L/C, Revolving L/C, Standby L/C, etc. as per your business requirements, for both goods and services.

List of Trade Finance Centres

No.	Trade Finance Centre	Location	IFSC
1	Andheri	Mumbai	DCBL0000004
2	C.G.Road	Ahmedabad	DCBL0000036
3	Connaught Place	New Delhi	DCBL0000046
4	J.M.Road	Pune	DCBL0000048
5	Jodhpur	Jodhpur	DCBL0000096
6	M.G.Road	Bangalore	DCBL0000038
7	Mohammed Ali Road	Mumbai	DCBL0000019
8	Nariman Point	Mumbai	DCBL0000043
9	Nungambakkam	Chennai	DCBL0000060
10	Secunderabad	Hyderabad	DCBL0000058
11	Shakespeare Sarani	Kolkata	DCBL0000079
12	Ferozepur Road	Ludhiana	DCBL0000107