Health Insurance

Your health and that of your family is of prime importance to you. And keeping healthy is a priority. However, there is always the risk of falling ill. Added to this is the fact that medical expenses are getting dearer. One ailment is all it takes to wipe out years of savings that was meant to realize your dreams.

General Coverage

Pre and Post Hospitalization: Medical expenses incurred prior and post getting admitted to the hospital.
Restore Benefit for Sum Assured: Facility to restore the balance sum insured to the base sum insured because of utilisation through claims in a policy year.
Wellness Rewards: Redemption of accumulated wellness points earned for maintaining healthy behaviour.
Cumulative Bonus Benefits: Addition of sum insured to your cover for completing a claim free policy year.
Day-care Treatment: Expenses for surgeries and procedures requiring less than 24 hours of hospitalization.
AYUSH Treatment: Expenses incurred for treatment under Ayurvedic, Unani, Siddha and Homeopathy (AYUSH).
Health Check-up: Coverage of annual health check-up.
Cashless Claim facility: Cashless claim facility to avoid out of pocket expenses.
Family Floater Plan: Availability to cover the whole family in one plan.
Pre-existing Disease Coverage: Treatment of certain pre-existing diseases are covered only after the completion of the waiting period.
Tax Benefit: Policyholder can avail tax benefit under Section 80D of the Income Tax Act, 1961. Kindly note that all the tax benefits are subject to tax laws prevailing at the time of payment of premium by policyholder. It is advisable to seek independent advice.

Click here to renew your Aditya Birla Health Insurance Policy.

To enquire and / or buy General / Health Insurance products of all our partners, please visit the nearest DCB Bank branch.

DCB Bank Ltd. is licensed by Insurance Regulatory and Development Authority of India – IRDAI under registration number #CA0089 for conducting its Bancassurance business. Participation by Bank’s clients in insurance products is purely on voluntary basis.