Unlocking Exclusive Banking Benefits: DCB Special

• What is DCB Special Program?
• Key benefits of DCB Special Program
• Premium banking meets convenience
• Easy account opening and eligibility
• Why it’s worth it?
• Final thoughts

DCB Special Program is a customer-centric initiative by DCB Bank that offers a range of enhanced banking features tailored for individuals seeking exclusive benefits from their everyday banking. Whether you're looking to open a new DCB Special Savings Account or open DCB Fixed Deposit, or simply enjoy a rewarding debit card experience, this program is packed with advantages that cater to all.

At its core, DCB Special Program is designed for those who maintain a healthy banking relationship with DCB Bank, measured through what’s called a Total Relationship Value (TRV). If you have a TRV of ₹5 Lakh (including your balance in Savings Account, Current Account, and Fixed Deposit), you’re eligible to enjoy the premium offerings under this program.

Let’s explore some of the standout benefits that make this program worth considering:

1. Cashback rewards that add up
Everyone loves cashback—but how about earning up to ₹16,500 p.a.* just by using your DCB Bank Debit Card?

*Depending on maintenance of ₹25,000 Average Quarterly Balance (AQB) in your account, you can earn up to ₹16,500 cashback p.a.* per Financial Year for eligible UPI transactions.

For more details on the cashback, please click here.
Cashback is credited every quarter based on your usage and AQB (Average Quarterly Balance). Now that’s what we call banking benefits that pay back, literally!

Pro tip: UPI purchases must be a minimum of ₹250 to qualify for cashback.

2. High interest rates 
One of the main benefits of the DCB Special is the high interest rates on fixed deposit and Savings account, which means your money doesn’t just sit idle in your account; it grows.

Due to the Savings Account with quarterly interest payouts, you don’t need to wait for half a year or year-end to see the benefits. Whether you’re saving for an emergency, a big purchase, or just growing your wealth, this account supports your goals.

In Fixed Deposit, you can choose the interest payout frequency to be monthly/ quarterly/ half-yearly/ annually as per your preference. Although, interest payout frequency is not applicable in DCB Tax Saver Fixed Deposit.

3. Premium debit card privileges

Customers under the DCB Special Program receive a complimentary DCB Platinum Debit Card (Visa or RuPay variant). This isn’t just a basic card; it comes with higher daily withdrawal and purchase limits, lost card insurance cover, and exclusive offers on travel, dining, and merchandising etc.

Pro tip: Combine your cashback rewards with these perks, and you’re looking at a significantly upgraded banking lifestyle.

4. Waivers on loan processing fees

If you’re planning to take a Gold Loan, Home Loan, or Business Loan, DCB Special customers can get up to 50% off on loan processing fees (subject to terms and conditions and policies of the Bank). That’s a major benefit if you’re borrowing a large amount, saving you a big amount right from the start.

DCB Special Program isn't just about tangible financial benefits. It’s also about the service experience. Along with premium banking, you gain access to:

●    A dedicated relationship manager

●    Personalised financial services

This approach ensures your financial needs are not only met but also anticipated.

You don’t need to jump through hoops to enjoy these premium account benefits. Here’s what you need:

●    Open DCB Special Account or convert your existing DCB Bank deposit account to DCB Special Account
●    Complete the Know Your Customer documentation and eligibility checks
●    Maintain a Total Relationship Value (TRV) of ₹5 Lakh (a combined of Savings account + Current Account + Fixed Deposits)

To start the process, please visit the nearest DCB Bank branch.

Having so many banking options available, what sets DCB Special apart is how it blends everyday utility with rewarding experiences. DCB Special Program isn’t trying to be flashy—it’s practical, straightforward, and full of banking benefits that truly make a difference.

For instance, if you already hold a Fixed Deposit with DCB Bank or keep a high balance in your Savings account, you might already qualify without even realising it. In that case, why not upgrade and get rewarded?

Whether you’re a salaried professional, a business owner, or someone looking to optimise their banking strategy, DCB Special Program offers a unique blend of smart money management and exclusive benefits.

From cashback rewards to premium banking services, it’s a one-stop solution that allows you to open Savings account privileges tailored to your lifestyle, while earning more, saving more, and enjoying more.

If you’re ready to experience banking that goes the extra mile, it’s time to unlock the power of DCB Special Program.

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Information on the website is for informational purposes only and does not constitute financial advice. Readers are advised to consult financial professionals for personalized advice before making decisions. The information on this blog is subject to change without notice and may become obsolete. DCB Bank reserves the right to modify, update, or remove content at any time. Savings Account and Fixed Deposit Interest rates are subject to change without prior notice. DCB Bank shall not be responsible for any direct / indirect loss or liability incurred by the reader for taking any financial decision based on the contents and information mentioned in this blog. By accessing and using this blog, users agree to adhere to these terms and conditions. To read the complete disclaimer of DCB Bank, please click here